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Identity Theft Security

Protect Yourself From Phishing Identity Theft Scams

Identity theft via phishing has grown steadily in the last few years, and has now exploded due to the pandemic restrictions and the rise of online interactions.

Phishing was previously defined as: “the fraudulent practice of sending emails purporting to be from reputable companies in order to induce individuals to reveal personal information, such as passwords and credit card numbers”.

However, phishing scams have become far more sophisticated than simple emails, and now are deployed more along the lines of clever social engineering and complex subterfuge. Phishing attempts can involve not just email, but phone calls, texts, social media interaction, or any combination of those.

Fortunately, there are many things you can do to protect yourself from phishing, and the security experts at Kaspersky Labs have put together a thorough primer to help you out. Stay alert, and stay safe!


Phishing Prevention Tips

by Kaspersky Labs

Phishing prevention has become essential as more criminals turn towards online scams to steal your personal information. We’ve learned to dodge spam emails, but phishing emails can look deceivingly credible. Some are even personalized specifically for you. Since you will likely be exposed to a phishing attack eventually, you’ll need to know the red flags. Because scams are nothing new on the web, but phishing is harder to spot than you might think.

Across the web, phishing attacks have baited unsuspecting victims into handing over bank info, social security numbers, and more. Plus, cybercriminals have become even savvier with their disguises. Sometimes these scams hide behind voices you know and trust, like your coworkers, your bank, or even your government. If you so much as click a link, you could be the scammer’s next victim.

As we dive into how to prevent phishing, we’ll answer some important questions:

  • What is phishing?
  • Am I at risk of being a phishing target?
  • What types of phishing scams exist?
  • How do I spot a phishing scam?
  • What is phishing email?
  • What do I do once I’ve identified a phishing email?
  • What should I do to avoid being a victim of phishing?

What is Phishing?

Phishing persuades you to take an action which gives a scammer access to your device, accounts, or personal information. By pretending to be a person or organization you trust, they can more easily infect you with malware or steal your credit card information.

In other words, these social engineering schemes “bait” you with trust to get your valuable information. This could be anything from a social media login, to your entire identity via your social security number.

These schemes may urge you to open an attachment, follow a link, fill out a form, or reply with personal info. By that logic, you must be on guard at all times which can be exhausting.

The most common scenario is as follows: …[more]

Read the full article here:

https://usa.kaspersky.com/resource-center/preemptive-safety/phishing-prevention-tips

Categories
Covid Identity Theft Security

Credit and Identity Thieves Are Exploiting COVID-19

Identity and credit thieves are taking advantage of the confusion during Covid-19 to target consumers in astronomical numbers. There are a few things you can do to protect yourself, including taking advantage of the new relaxed credit check rules that allow you to check your credit weekly for free.


Freeze credit, review credit reports weekly as thieves exploit COVID-19 pandemic

by Connie Thompson | KOMO News

Today, the FBI told the Senate Judiciary Committee that the number of fraud complaints to the Internet Crime Complaint Center (ic3) for the first 5 months of this 2020 is almost the same as for all of 2019.

Scammers and crime rings are tricking people out of hundreds of millions of dollars by exploiting the pandemic.

To quote the FBI’s Assistant Director of the Criminal Investigative Division, “These threats are pervasive and have become more frequent and sophisticated over time.”

The Federal Trade Commission said it’s seeing a rise in identity theft complaints.

“The numbers are very high, particularly in Washington state,” said FTC Regional Director Chuck Harwood.

Freezing your credit is now a top recommendation.

“By freezing your credit report, you make it harder for anyone to use the information on that credit report, it’ll make it hard for them to open new credit in your name,” Harwood said.

But don’t stop there. You can now check your credit for free once a week with each of the three major credit bureaus instead of getting a free report just once a year.

“During the pandemic the credit reporting agencies have loosened the rules further and said that consumers may check each of the credit reports, each week,” Harwood said.

And with scam phone calls on the rise it’s more crucial than ever to …

Read the full article here:

https://komonews.com/news/consumer/freeze-credit-review-credit-reports-weekly-as-thieves-exploit-covid-19-pandemic

Categories
Identity Theft Security

Beware Stimulus Check Scams

Even though the stimulus bill has barely passed, scammers have started calling folks up, trying to get them to divulge confidential information such as bank accounts, social security numbers, and so forth.

DON’T FALL FOR THEIR TRICKS. The IRS will never call, text or email asking for information.

The IRS specifies on its website that no sign-up is required, and there is no need to call. The agency will post additional information, when it’s available, at www.irs.gov/coronavirus.


Beware stimulus check scams

By Tami Luhby, CNN

(CNN)The federal government hasn’t issued a single stimulus check yet, but scammers are already trying to steal the money from Americans.

These criminal efforts are prompting the Federal Bureau of Investigation, multiple state attorneys general and other agencies to warn Americans not to fall for phone calls, texts, emails or websites that ask for personal or financial information in order to receive the $1,200 federal payment.

“If someone claims to be from the government with a check for you, it may be a phishing scam that is illegally trying to obtain your bank account or other personal information,” New York Attorney General Letitia James said in a statement Saturday.

“Do not pay anyone who promises that they can expedite or obtain a payment or a loan for you,” James continued. “If you are eligible for relief, you will not need to make any up-front payment or pay any fee to receive a stimulus payment.”

Most Americans will receive up to $1,200 per person in coming weeks, as part of a historic $2 trillion stimulus package President Donald Trump signed into law Friday.

Read the full article here:

https://www.cnn.com/2020/03/28/politics/stimulus-check-scams/index.html