Standalone Financial Planning (SFP) is offered for those Clients who desire one-time planning at a fixed fee.
Soesbe Financial services encompass the six key areas of financial planning:
- Cash Flow Management
- Risk Management
- Investment Planning
- Tax Planning Strategies
- Retirement Planning
- Estate Planning
The issues covered will be determined based on the particular goals and questions the Client would like addressed. The fee will be determined toward the beginning of the engagement and is based on the complexity of the Client’s situation, their individual goals and questions to be addressed, and the number of different financial planning topic areas their questions and goals pertain to.
In general, Standalone Financial Planning will be recommended to the Client as one of our four tiers of fixed fees: Basic, Simple, Moderate and Complex.[Please note that our Basic level of planning is very limited in scope and generally reserved for younger clients (under 35 years old) who are just starting out. The vast majority of our clients are best served by one of our other tiers.]
Depending on the tier selected, one to four meetings will be required (typically two) in order to adequately assess the Client’s situation and deliver the details of the analysis and recommendation to the Client. To adequately cover all topics of concern to the Client, Soesbe Financial will recommend an appropriate tier service level.
If a Client self-selects a tier of Standalone Financial Planning that is lower than the tier recommended by the planner after assessing the Client’s questions, goals and situation, the Client may not have all their questions adequately assessed given the time constraint imposed by the Client.
Time spent by the planner before or after Client meetings is tracked as billable time for that Client engagement, including phone calls and email correspondence. As part of our Transparent Pricing initiative, our current rates (including maximum number of planner hours and the cost of additional hours over the maximum) will always be clearly stated on our website.
Note that for Standalone Financial Planning any additional emails, phone calls or other follow up initiated by the Client will be billed for on an hourly basis and will not be included in the cost of the initial engagement. Such post-engagement requests or follow up will be billed at our rate in effect for our Focused Financial Advice. For extended support, please see our Ongoing Comprehensive Planning service.
[click here to download a PDF copy of our Services Comparison Chart]
For our Standalone Financial Planning fee schedule, please see the Transparent Pricing page.
Ready to move forward? Contact us today to schedule a meeting .